They offer Personal Loan to consolidate all your accounts. After you summit your application online the system right away let you know that you are approved, but when customer service call you from the branch to verify all your information and ask you even how much you spend in gas for your car every month and more, more question about you, and they review your credit, then the results is. Oh you have to much account in your credit report and you don't have collateral. So what is the point to apply for a Personal Loan to consolidate all your accounts in one if you are not going to approve me because I have to many accounts.
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Very friendly people!
In my point of view I think consolidation mean to consolidate all your accounts in one account and pay one monthly payment every month to just one account instead of having six or ten accounts in your credit report from different banks. But this people they just look for people with good credit, with collateral and they don't give you what they offer.
I think if you apply to consolidate all your accounts in one and the bank review all your information and you prove to them all your income, they should approve the loan and give it to you because what is the point to call Personal Consolidation Loan. So I went from Your are approved come to get your check to the branch to Oh, I sorry the system made a mistake and you don't have collateral and too many account in your credit report.
Onemain Financial is a US Finance company based in Allentown, Pennsylvania. Onemain Financial is located at 1884 Catasauqua Rd, Allentown, PA 18109, USA.
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